PCU Blog
What Hospital Indemnity benefits are included in my plan?
Our plans provide $100 per night for up to 10 nights.
Who is the Beneficiary of my Accidental Death benefit?
The individual named in your application to be the recipient of any Accidental Death or Common Carrier Accidental Death benefit. If you are age 18 or older and do not designate a Beneficiary on your application, the Beneficiary is automatically as follows: 1) your spouse (if any), 2) your children (if any) equally, 3) your […]
What is the Maximum Benefit for Adventure Sports coverage?
If you are under age 50 and purchase the Adventure Sports option, you are covered for Eligible Medical Expenses and Eligible Transportation Expenses while participating in the Adventure Sports listed in your Certificate, subject to a Maximum Benefit of $50,000. The Maximum Benefit is $25,000 if you are age 50 through 59, and $10,000 if […]
Am I eligible to purchase AnyTime Travel Insurance?
If you meet the following requirements, you are eligible: 1. You must be at least 14 days old and not yet age 70; your Spouse must be at least 18 years old and not yet age 65; your Dependent Child(ren) must be at least 14 days old and not yet 18. 2. You must complete, […]
Are expenses for treatment of Mental Health Disorders covered?
No.
Am I covered if I go to an Emergency Room for treatment of an Illness?
Yes. However, if you are not admitted to the Hospital as an Inpatient for further treatment of the Illness an additional Deductible will apply.
What Emergency Medical Evacuation expenses are covered under my plan?
1. Emergency air transportation to a suitable airport nearest to the nearest Hospital which is qualified to provide the Medically Necessary treatment to prevent your loss of life or limb; and 2. Emergency ground transportation necessarily preceding Emergency air transportation, and from the destination airport to the Hospital where you will receive treatment; and 3. […]
Are medical expenses for care of my Newborn covered?
No.
When does my TripTime coverage end?
Triptime coverage ends on the earlier of the following: 1. 11:59 PM Eastern Standard Time on the date indicated on your Certificate; or 2. the moment you return to your Home Country; or 3. 11:59 pm EST on the last day of fully paid premium; or 4. 12:01 am EST on the date you first […]
What is the Maximum Benefit for Eligible Medical Expenses?
The Maximum Benefit is the maximum amount of money you can claim under your plan during your Certificate Period for your Eligible Medical Expenses.
What sports or athletic activities are covered under the Adventure Sports option?
Abseiling BMX Bobsledding Bungee Jumping Canyoning Caving Hot air ballooning Kitesurfing and Kiteboarding Mountaineering below 4,500 meters from ground Parachuting Paragliding Parascending Rappelling Scuba diving or sub-aqua pursuits less than 20 meters deep Skydiving Spelunking Whitewater kayaking or rafting, less than Class V Wildlife Safaris Windsurfing Zip lining
What is the Maximum Limit for Political Evacuation and Repatriation expenses?
AnyTimer and GoTime provide $10,000; PrimeTime provides $100,000.
What is considered an Acute Onset of Pre-existing Condition?
A sudden and unexpected outbreak or recurrence of a Pre-existing Condition which occurs: 1. spontaneously and without advance warning in the form of Physician recommendations or symptoms, is of short duration, is rapidly progressive, and requires immediate Emergency medical care; and 2. after your Certificate Effective Date; and 3. prior to the age indicated in […]
