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PCU Blog

Are birth control pills covered?

No.

How is a Pre-existing Condition defined?

Pre-existing condition is defined as any of the following: (1) condition for which medical advice, diagnosis, care, or treatment (includes receiving services and supplies, consultations, diagnostic tests or prescription medicines) was recommended or received during the 2 years immediately preceding your Certificate Effective Date; or, (2) condition that had manifested itself in such a manner […]

Are my Pre-existing Conditions covered?

Limited coverage for an Acute Onset of Pre-existing Conditions is provided. Otherwise, Pre-existing Conditions are not covered.

Are medical expenses related to my Pregnancy covered?

No.

Under TripTime, what limits apply to coverage of an Acute Onset of a Pre-existing Condition?

The Acute Onset of Pre-existing Condition limit is based on the plan you select, your age, the location of your claim and whether or not you have Primary Insurance. Refer to your Certificate to determine the limit available to you.

What is considered an Acute Onset of Pre-existing Condition?

A sudden and unexpected outbreak or recurrence of a Pre-existing Condition which occurs: 1. spontaneously and without advance warning in the form of Physician recommendations or symptoms, is of short duration, is rapidly progressive, and requires immediate Emergency medical care; and 2. after your Certificate Effective Date; and 3. prior to the age indicated in […]