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PCU Blog

When does my TripTime coverage begin?

TripTime coverage begins on the latest of the following (provided always that premium is fully paid): 1. 12:01 am EST on the date indicated on your Certificate; or 2. the moment you depart from your Home Country.

Is my Insurance ACA Compliant?

No. Your insurance provides short-term, limited-duration travel insurance coverage while traveling outside your Home Country. You should consult your attorney or tax professional to determine whether this policy meets any obligations you may have under ACA.

When does my AnyTime coverage begin?

1. AnyTime coverage applies to all trips that begin on or after 12:01 am EST on your Certificate Effective Date. 2. Any Time coverage with respect to any one trip begins the moment you depart from your Home Country.

Am I eligible to purchase TripTime Travel Insurance?

If you meet all of the following requirements, you are eligible: 1. You must be at least 14 days old 2. You must complete, sign and submit an application (or be listed thereon by proxy) 3. You must pay the required premium on or before the Certificate Effective Data 4. You must receive written acceptance […]

Are my children and spouse eligible to purchase TripTime Travel Insurance?

Yes. You may include them on your application or they can apply separately.

Am I eligible to purchase AnyTime Travel Insurance?

If you meet the following requirements, you are eligible: 1. You must be at least 14 days old and not yet age 70; your Spouse must be at least 18 years old and not yet age 65; your Dependent Child(ren) must be at least 14 days old and not yet 18. 2. You must complete, […]

When does my TripTime coverage end?

Triptime coverage ends on the earlier of the following: 1. 11:59 PM Eastern Standard Time on the date indicated on your Certificate; or 2. the moment you return to your Home Country; or 3. 11:59 pm EST on the last day of fully paid premium; or 4. 12:01 am EST on the date you first […]