PCU Blog
Under what circumstances are Hospital Indemnity benefits available?
1. The Hospitalization must occur outside your Home Country. 2. You must be admitted as an Inpatient for treatment of a covered Injury or Illness. 3. The daily benefit is calculated and based on each full 24-hour period of confinement as an Inpatient in a Hospital during your Certificate Period, not including time spent in […]
Does my plan include benefits for Local Ambulance transportation to a Hospital for treatment of an Injury sustained in a covered Accident?
Yes. All of our plans cover the cost of Local Ambulance transportation if you are injured. This transport is subject to the Deductible, Coinsurance, and Maximum Benefit outlined in your certificate.
Am I covered if I go to an Emergency Room for treatment of an Injury?
Yes.
What is the Maximum Benefit for Emergency Medical Evacuation under TripTime?
The Maximum Benefit for Emergency Medical Evacuation depends on your age and the plan you select. Under GoTime, if you are under age 65, your Maximum Benefit is $500,000; if you are age 65 through 79, your Maximum Benefit is $50,000. Under PrimeTime, if you are under age 70, your Maximum Benefit is either $1,000,000 […]
What conditions must be met before Emergency Medical Evacuation expenses will be covered?
You should always refer to your Certificate for a complete description of the Conditions and Restrictions for Emergency Medical Evacuation. Generally, in order to receive Emergency Medical Evacuation coverage, the following much be met: 1. The Illness or Injury giving rise to the Emergency Medical Evacuation is covered under the plan you have picked. 2. […]
Does my plan include benefits for Local Ambulance transportation to a Hospital for treatment of an Illness?
Yes. All our plans provide local ambulance transportation coverage if you are admitted to the hospital as inpatient. If you are not admitted, there is no coverage provided.
What Hospital Indemnity benefits are included in my plan?
Our plans provide $100 per night for up to 10 nights.
Am I covered if I go to an Emergency Room for treatment of an Illness?
Yes. However, if you are not admitted to the Hospital as an Inpatient for further treatment of the Illness an additional Deductible will apply.
What Emergency Medical Evacuation expenses are covered under my plan?
1. Emergency air transportation to a suitable airport nearest to the nearest Hospital which is qualified to provide the Medically Necessary treatment to prevent your loss of life or limb; and 2. Emergency ground transportation necessarily preceding Emergency air transportation, and from the destination airport to the Hospital where you will receive treatment; and 3. […]
