PCU Blog
What Repatriation of Mortal Remains or Cremation/Burial expenses are covered?
1. Air or ground transportation of your bodily remains or ashes to the airport or ground transportation terminal nearest to your Principal Residence; and 2. Reasonable costs of preparation of your bodily remains necessary for transportation; or 3. Reasonable costs of preparation of your bodily remains necessary for local burial or cremation at the place […]
Is advance approval required for Return of Minor Child(ren) benefits?
Yes.
What is the Maximum Limit for Repatriation of Mortal Remains or Cremation/Burial expenses?
$50,000 for Repatriation of Mortal Remains under AnyTime or GoTime; $100,000 under PrimeTime. All three plans include $5,000 for local Cremation or Burial expenses in lieu of repatriation.
What are the Accidental Death benefits?
If you are younger than 18, your Accidental Death benefit is $1,250. If you are age 18 through age 69 your Accidental Death benefit is $25,000. If you are age 70 through 74 (GoTime and PrimeTime only), your Accidental Death benefit is $12,500. If you are age 75 or older (GoTime and PrimeTime only), your […]
What is the Common Carrier Accidental Death benefit?
The same amount as your Accidental Death benefit, but subject to a Family maximum of $250,000.
Who is the Beneficiary of my Common Carrier Accidental Death benefit?
The same as the Beneficiary for your Accidental Death coverage.
Under what circumstances are AD&D benefits available?
1. Your death or dismemberment must result from an Accident which occurs during your Certificate Period. 2. Your death or dismemberment must occur within sixty (60) days of the Accident. 3. The Injury giving rise to your Accidental Death or Accidental Dismemberment must be evidenced by a visible contusion or wound, except in the case […]
Who is the Beneficiary of my Accidental Death benefit?
The individual named in your application to be the recipient of any Accidental Death or Common Carrier Accidental Death benefit. If you are age 18 or older and do not designate a Beneficiary on your application, the Beneficiary is automatically as follows: 1) your spouse (if any), 2) your children (if any) equally, 3) your […]